MEPS provides technical expertise as well as providing interbank switching and routing infrastructure for the banks. MEPS will also manage the clearing and settlement on behalf of the banks.

FPX is ideal for bill payments and purchases of goods and services via online. For both customers and merchants, it offers the ease of payment via the Internet.

• Click on “MEPS FPX” icon within the merchant’s web page
• Choose preferred bank for debiting purposes.
• Customer will be directed to the bank’s internet banking website and will be required to key in his/her User ID and Password including TAC number (if any).
• Upon approval, transaction value will be debited from the customer account and credited to the merchant’s account.
• Both parties will receive a notification confirming the transaction.

With the introduction of FPX, customers can make payments at any time, anywhere via direct debiting of his/her current or savings account(s).

The customer also can reach to wider merchants base since merchants can now accept all customers who subscribe to any local internet banking services with any bank.

Currently, there are 6 participating banks:

• Bank Islam
• CIMB Bank (CIMB Clicks & CIMB Biz Channel)
• Hong Leong Bank
• Maybank (M2U & M2E)
• Public Bank
• RHB Bank

No registration is required with FPX. You may however, need to have an internet banking account and may also need to register with the merchant, depending on the merchant’s requirement.

You must have an Internet banking facility with your bank.

It will depend on your Internet banking subscription terms and conditions as well as your merchant’s Internet payment services terms and conditions.

The merchant’s website will display the FPX logo at the website.

FPX service is available from 7:00 am to 11:00 pm daily, seven days a week, 365 days a year. However, FPX service is also dependent on the Internet Banking’s service availability at the participating banks.

Yes, the limit is determined by either your bank or the merchant.

Currently, the transaction limit for B2C Model is fixed at RM30,000 per transaction, while the limit for B2B Model is fixed at RM1,000,000 per transaction.

MEPS provides technical expertise as well as providing interbank switching and routing infrastructure for the banks. MEPS will also manage the clearing and settlement on behalf of the banks.

FPX is ideal for bill payments and purchases of goods and services via online. For both customers and merchants, it offers the ease of payment via the Internet.

• Click on “MEPS FPX” icon within the merchant’s web page
• Choose preferred bank for debiting purposes.
• Customer will be directed to the bank’s internet banking website and will be required to key in his/her User ID and Password including TAC number (if any).
• Upon approval, transaction value will be debited from the customer account and credited to the merchant’s account.
• Both parties will receive a notification confirming the transaction.

You can register as an FPX merchant at your preferred FPX participating bank. The respective bank will make all necessary arrangements for you.

FPX services can run on any platform.

You will be provided with a “seller plug-in” i.e. security software that must be installed at your web server.

FPX allows you to reach to a wider customer base including non-credit cardholders. In addition, you will enjoy real-time online payment and confirmation upon successful transactions. This will reduce your reconciliation requirements. In addition, you need not maintain accounts with multiple banks.

Currently, the transaction limit for B2C Model is fixed at RM30,000 per transaction, while the limit for B2B Model is fixed at RM1,000,000 per transaction.

Currently, there are 6 participating banks:

• Bank Islam
• CIMB Bank (CIMB Clicks & CIMB Biz Channel)
• EON Bank Group
• Hong Leong Bank
• Maybank (M2U & M2E)
• Public Bank
• RHB Bank